AHC is committed to supporting industry organizations that put the interest of the investor first. It is our belief that you should be served by an investment professional who puts your interests first at all times. AHC is also a strong supporter of passive investing, because we think the data proves that this is the best way to enhance long-term investment results. Take a look at our affiliations below to understand our commitment to a better investing experience.
Financial Planning Association of Illinois (FPA):
FPA is the premier resource connecting consumers with financial planners that will deliver advice using an objective, client-centered, ethical process. FPA believes that public service is an important part in building the financial planning profession and has a strong commitment to providing pro bono financial planning in times of disaster and to those in need.
Members of the FPA must deliver financial planning services that are delivered in accordance with the following standard of care:
- Put the client’s best interests first;
- Act with due care and in utmost good faith;
- Do not mislead clients;
- Provide full and fair disclosure of all material facts; and
- Disclose and fairly manage all material conflicts of interest
In partnership with NAPFA and the CFP Board, FPA has been a strong and vocal voice to enhance consumer protection standards, as well as require that anyone calling themselves a financial planner be held to the fiduciary standard.
National Association of Personal Financial Advisors (NAPFA)
NAPFA, the National Association of Personal Financial Advisors, is the nation’s leading organization dedicated to the advancement of fee-only comprehensive financial planning. Consumers and the media look to NAPFA for access to financial advisors who meet the highest standards for professional competency, comprehensive financial planning and fee-only compensation.
NAPFA defines a Fee-Only planner as one who, in all circumstances, is compensated solely by the client, with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. A NAPFA member or affiliate may not receive commissions, rebates, awards, finder’s fees, bonuses or any form of compensation from others as a result of a client’s implementation of the individual’s planning recommendations.
Certified Financial Planner Board of Standards
The mission of Certified Financial Planner Board of Standards, Inc. (CFP Board) is to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning. Individuals who meet rigorous certification requirements are certified by CFP Board to use its certification trademark.
CFP professionals are required pass the comprehensive 10 hour, two day, CFP® Certification Examination, pass CFP Board’s Candidate Fitness Standards, and agree to abide by CFP Board’s Code of Ethics and Professional Responsibility which puts clients’ interests first. CFP® certificants are required to complete 30 hours of Continuing Education every two years. As a member of NAPFA, Craig is required to submit a comprehensive financial plan for peer review and complete 60 hours of continuing education in six subject areas every two years.
AHC is a member of NAPFA, and is required to operate as a fee-only planner. As a fee-only firm, AHC doesn’t receive any compensation from the investments that our clients make. This enables AHC to deliver truly independent, objective, and fiduciary advice to our clients. The Fee-Only logo identifies AHC as an advisor as one that always acts in your best interest and does not take commissions on your investments.
Dimensional Fund Advisors (DFA)
We offer our clients access to DFA mutual funds. Investors can only purchase DFA funds through an advisor who has been approved by the company. DFA is a passive investment management company that believes in the science of capital markets and employs globally diversified portfolios utilizing efficient trading strategies. Access to DFA funds is limited to clients of select fee-only advisors who share DFA’s views about the efficiency of capital markets and the importance of investor education.